The Oakland Press, Price: $380,086.27, FORECLOSURE NOTICE RANDALL S. MILLER & ASSOCIATES, P.C. MAY BE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT AND ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. IF YOU ARE A MILITARY SERVICEMEMBER ON ACTIVE DUTY NOW OR IN THE PRIOR NINE MONTHS, PLEASE CONTACT OUR OFFICE. Mortgage Sale - Default has been made in the conditions of a certain mortgage made by Kevin Kowalski, A Single Man to First Franklin Financial Corporation, Mortgagee, dated August 4, 2004, and recorded on September 7, 2004, in Liber 33983, Page 236, Oakland County Records, said mortgage was assigned to The Bank of New York Mellon f/k/a The Bank of New York successor to JPMorgan Chase Bank, N.A., as Trustee for the First Franklin Mortgage Loan Trust 2004-FF10 by an Assignment of Mortgage dated July 14, 2014 and recorded August 05, 2014 in Liber 47278, Page 97, on which mortgage there is claimed to be due at the date hereof the sum of Three Hundred Eighty Thousand Eighty-Six and 27/100 ($380,086.27) including interest at the rate of 2.00000% per annum. Under the power of sale contained in said mortgage and the statute in such case made and provided, notice is hereby given that said mortgage will be foreclosed by a sale of the mortgaged premises, or some part of them, at public venue, at the place of holding the Circuit Court in said Oakland County, where the premises to be sold or some part of them are situated, at 10:00 AM on September 9, 2014 Said premises are situated in the Township of Independence, Oakland County, Michigan, and are described as: Unit No. 359, Oakhurst Condominium Condominium according to the Master Deed recorded in Liber 17072, Page 18, Oakland County Records. as amended, and designated as Oakland County Condominium Subdivision Plan No. 1035, together with rights in the general common elements and the limited common elements as shown on the Master Deed and as described in Act 59 of the Public Acts of 1978, as amended. Commonly known as: 3012 RICHMOND DR, CLARKSTON, MI 48348 If the property is eventually sold at foreclosure sale, the redemption period will be 6.00 months from the date of sale unless the property is abandoned or used for agricultural purposes. If the property is determined abandoned in accordance with MCL 600.3241 and/or 600.3241a, the redemption period will be 30 days from the date of sale, or 15 days after statutory notice, whichever is later. If the property is presumed to be used for agricultural purposes prior to the date of the foreclosure sale pursuant to MCL 600.3240, the redemption period is 1 year. Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale, the borrower(s) will be held responsible to the person who buys the property at the mortgage foreclosure sale or to the mortgage holder for damaging the property during the redemption period. TO ALL PURCHASERS: The foreclosing mortgagee can rescind the sale. In that event, your damages are, if any, limited solely to the return of the bid amount tendered at sale, plus interest. If you are a tenant in the property, please contact our office as you may have certain rights. Dated: August 7, 2014 Randall S. Miller & Associates, P.C. Attorneys for The Bank of New York Mellon f/k/a The Bank of New York successor to JPMorgan Chase Bank, N.A., as Trustee for the First Franklin Mortgage Loan Trust 2004-FF10 43252 Woodward Avenue, Suite 180, Bloomfield Hills, MI 48302, (248) 335-9200 Case No. 13MI01513-1
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