Morning Star Publications, Price: $32,853.19, NOTICE OF FORECLOSURE THIS FIRM IS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT; ANY INFORMATION WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU ARE IN ACTIVE MILITARY SERVICE PLEASE CONTACT OUR OFFICE AT THE NUMBER BELOW. Notice under MCL 600.3278: Pursuant to MCL 600.3278, if the property is sold at a foreclosure sale under MCL 600.3201 et. seq., the borrower will be held responsible to the person who buys the property at the mortgage foreclosure sale or the mortgage holder for damaging the property during the redemption period. ATTENTION POTENTIAL PURCHASERS AT FORECLOSURE SALE: In the case of resolution prior to or simultaneously with the aforementioned foreclosure sale, Forest Area Federal Credit Union may rescind this sale at any time prior to the end of the redemption period. In that event, your damages, if any, shall be limited to the return of your bid amount tendered at the sale, plus interest. Default having occurred in the conditions of a Mortgage made by Eleanor Lennox, a single woman and Donald E. Curns, Sr., a single man (“Mortgagor”) to Forest Area Federal Credit Union, dated January 4, 2007, and recorded in the Office of the Register of Deeds for the County of Kalkaska in the State of Michigan on January 11, 2007, in Instrument Number 3076830, and a Mortgage Modification recorded July 12, 2012, Document No. 3109433, on which Mortgage there is claimed to be due as of the date of this Notice the sum of $32,853.19, which amount may or may not be the entire indebtedness owed by Debtors to Forest Area Federal Credit Union together with interest at 5.25 percent per annum. NOW THEREFORE, Notice is hereby given that the power of sale contained in said Mortgage has become operative and that pursuant to that power of sale and MCL 600.3201 et. seq., on April 17, 2014 at 11:00 a.m., in the Courthouse Lobby in the Village of Kalkaska, that being the place for holding the Circuit Court and/or for conducting such foreclosure sales for the County of Kalkaska, there will be offered at public sale, the premises, or some part thereof, described in said Mortgage as follows, to-wit: Situated in the Township of Springfield, County of Kalkaska, State of Michigan, is described as follows: Parcel H: That part of the Southwest A of the Northeast A of Section 20, Town 25 North, Range 8 West, more fully described as: Commencing at the East A corner of said Section 20; thence North 88 degrees 24’12” West, along the East and West A line of said Section 20, 2638.69 feet to the North and South lA line of said Section 20; thence North 02 degrees 25’08” West along said North and South lA line, 298.16 feet to the Point of Beginning; thence North 02 degrees 25’08” East, continuing along said North and South A line, 1015.18 feet to the North 1/8 line of said Section 20; thence South 88 degrees 23’02” East, along said North 1/8 line, 1320.93 feet to the East 1/8 line of said Section 20; thence South 02 degrees 29’20” West, along said East 1/8 line, 1014.47 feet; thence North 88 degrees 24’12” West, parallel with the aforesaid East and West A line, 300.04 feet; thence South 02 degrees 29’20” East, parallel with the aforesaid East 1/8 line, 234.97 feet; thence Southeasterly, on the arc of a 30 foot radius curve to the left (long chord = South 42 degrees 57’26” East, 42.76 feet), 47.59 feet; thence South 02 degrees 29’20” West, parallel with the aforesaid East 1/8 line, 33.00 feet to the aforesaid East and West A line; thence North 88 degrees 24’12” West, along said East and West A line, 126.02 feet; thence North 02 degrees 29’20” East, parallel with the aforesaid East 1/8 line, 33.00 feet; thence Northeasterly on the arc of a 30 foot radius curve to the left (long chord = North 47 degrees 02’34” East, 42.09 feet), 46.66 feet; thence North 02 degrees 29’20” East, parallel with the aforesaid East 1/8 line, 122.09 feet; thence North 88 degrees 24’12” West, parallel with the aforesaid East and West A line, 287.45 feet; thence North 02 degrees 25’08” East, parallel with the aforesaid North and South A line, 113.80 feet; thence North 88 degrees 24’12” West, parallel with the aforesaid East and West A line, 300.04 feet; thence South 02 degrees 25’08” West, parallel with the aforesaid North and South A line, 234.99 feet; thence Southeasterly on the arc of a 30 foot radius curve to the left (long chord = South 42 degrees 59’32” East, 42.73 feet), 47.55 feet; thence South 02 degrees 25’08” West, parallel with the aforesaid North and South A line, 33.00 feet to the aforesaid East and West A line; thence North 8 8 degrees 24’12” West, along said East and West A line, 126.01 feet; thence North 02 degrees 25’08” East, parallel with the aforesaid North and South A line, 33.00 feet; thence Northeasterly on the arc of a 30 foot radius curve to the left (long chord = North 47 degrees 00’28” East, 42.12 feet), 46.69 feet; thence North 02 degrees 25’08” East, parallel with the aforesaid North and South A line, 235.58 feet; thence North 88 degrees 24’12” West, 300.04 feet to the Point of Beginning; which also includes any interest Forest Area Federal Credit Union may have in the 2002 Fortune Modular Home, Serial Number FHIN37499P. The redemption period shall be six (6) months unless the property is established to be abandoned pursuant to MCL 600.3241a, in which case the redemption period shall be the later of thirty (30) days from the date of sale or fifteen (15) days from the date the notice required by MCL 600.3241a(b) was posted and mailed, or unless under MCL 600.3240(17), prior to the foreclosure sale the borrower follows the procedure set forth in that section to establish the presumption that the property is used for Agricultural purposes, in which case the redemption period shall be one (1) year from the date of the sale. Dated: March 12, 2014 By: THOMAS R. ALWARD (P31724) ALWARD FISHER RICE ROWE & GRAF, PLC Attorneys for Forest Area 202 E. State Street, Ste. 100 Traverse City, Michigan 49684 (231) 346-5400;File No.: 4483.0326 Ad #68279 03/12/2014,03/19/2014,03/26/2014,04/02/2014
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